James C. Warr & ASSOCIATES, PLC

Warren Lawyer Can Stop Home Foreclosure

Save Your House Through Chapter 13 Bankruptcy

If you are behind on your mortgage and facing foreclosure, filing for Chapter 13 bankruptcy can stop foreclosure proceedings and enable you to pay off the arrears over time. Banks and mortgage companies are under no obligation to negotiate loan modifications or workouts with homeowners, but they must obey the automatic stay of bankruptcy.

The law firm of James C. Warr & Associates has helped countless homeowners in Oakland County and Metro Detroit save their homes and get back on track financially through the protections of Chapter 13. Contact us today to arrange a free consultation about bankruptcy and foreclosure.

Warren Mortgage Foreclosure Attorney

On the date that you file for Chapter 13 bankruptcy, all creditor actions must stop. This includes foreclosure procedures, even if the sheriff sale is days away. When the bankruptcy court confirms your plan, the lender cannot foreclose or pursue collection action.

If you are able to keep current with the house payments:

You pay off the mortgage arrears over 36 to 60 months, without interest.
Your other debts are spread out over the term of your plan.
Your bankruptcy legal fees are rolled into your repayment plan.
You might qualify for lien stripping to eliminate a second mortgage.
You can also stop repossession and wage garnishment.

Take Action Today To Stop Foreclosure

You should not have to surrender your home if you have missed a few house payments. James C. Warr & Associates will prepare a realistic Chapter 13 plan to save your home from foreclosure and get you out of debt in the foreseeable future. James Warr has a very high confirmation rate for Chapter 13 bankruptcies because he takes the time to do things right.

Bankruptcy lawyer James Warr brings 20 years of experience to your mortgage crisis. Call 1-877-462-9277 or contact us online to talk to an experienced Oakland County attorney who can stop home foreclosure. We offer competitive fees and a free initial consultation, including evenings and weekends by appointment.

We are a debt relief agency that assists people in filing for bankruptcy relief under the Bankruptcy Code.

A lifelong Detroiter, James C. Warr has been a consumer bankruptcy attorney since 1992. He has received degrees from Michigan State University and the University of Detroit Mercy School of Law. He established James C. Warr & Associates in 1995. The firm is an active member in many professional Associations...